Sectors are ordered by their size in the Saudi commercial register. Under each are its activities, three concrete things Furat adds, and the biggest loss it stops — and every sector has its own full page.
Sector 1Construction (contracting)
Buildings, infrastructure, finishing, electrical and plumbing works.
- A cost centre for every project and phase separates materials, labour and equipment, so you know a project's profit before handover, not after.
- Progress claims by completion percentage with retention, advance payment and VAT calculated automatically.
- Documented change orders raise the contract value formally instead of extra work being done without a claim.
The loss it stopsExtra work done but never claimed, and retention forgotten after handover — both stay on the project's dashboard as open items until they are collected.
Sector 2Wholesale & retail trade
Supermarkets, goods trading, foodstuffs, electronics.
- A cashier that works offline and syncs invoices when the connection returns, so sales never stop at peak time.
- Live item stock for every branch with documented transfers and an automatic purchase order at the reorder point.
- A profit margin for every item shows what sells a lot but earns little, and what deserves a higher price.
The loss it stopsStock differences found at the annual count, when their cause can no longer be traced, and discounts given by staff without authority.
Sector 3Manufacturing
Chemicals, plastics, food, metal products.
- A bill of materials for every product deducts raw materials automatically with each work order and shows the true unit cost.
- Separate raw, work-in-progress and finished stock with their own balances and a daily reconciliation.
- A standard waste rate compares actual consumption with the plan and alerts you when it is exceeded.
The loss it stopsSelling below cost after a raw material goes up, because prices were still calculated on an old cost.
Sector 4Telecoms & IT
Software development, cybersecurity, cloud computing.
- Recurring subscription billing — monthly and yearly invoices issued automatically, with a renewal reminder before they expire.
- The profitability of every project and resource after the team's hours and vendor licences.
- Quotations that become a contract and an invoice in one click, with no re-entry.
The loss it stopsA client's subscription that expired and was never renewed, and support hours outside the contract given away free without anyone noticing.
Sector 5Professional & scientific services
Legal and engineering consultancy, accounting and audit.
- Time linked to the invoice — every logged hour is billed, or marked out of scope by a documented decision.
- Fixed-fee or milestone contracts with a payment schedule and due-date reminders.
- Clear receivables ageing that ranks late clients by amount, not by impression.
The loss it stopsWork done but never billed, and a contract that lapses because nobody owned its date.
Sector 6Administrative & support services
Operations and maintenance, security guarding, manpower supply.
- An operations contract across many sites separates each site's cost, headcount and revenue.
- Automatic periodic billing for maintenance and guarding contracts on a fixed due date.
- Work orders and custody handed to technicians and closed with the client's signature.
The loss it stopsA site run with more staff than the contract allows, eating into the margin without it showing in any report.
Sector 7Transport, storage & logistics
Land and sea transport, freight, warehouses and stores.
- The full cost of every trip — fuel, driver and maintenance against its revenue, truck by truck.
- Warehouses and storage sites with their own balances and documented transfers between branches.
- Cash on delivery tied to the courier and their cash custody until it is deposited.
The loss it stopsA shortfall in a courier's custody found too late, and trips that cost more than they earn without anyone catching it.
Sector 8Real estate activities
Property development, property management, sales and leasing.
- A lease with a payment schedule and invoices issued on time, with a reminder before the term ends.
- Each unit as a cost centre with its revenue, maintenance spend and net return.
- Collection follow-up with ageing for every tenant and a documented claims log.
The loss it stopsA unit left empty after a lease ended unnoticed, and a late rent payment that goes months without a formal claim.
Sector 9Health & social work
Private hospitals, medical complexes, pharmacies.
- Cash patients separate from insured ones with numbered claims tracked until they are paid or rejected.
- Consumables and medicines with expiry dates and an alert as long before expiry as you choose.
- Revenue for every doctor and clinic net of discounts and co-payments.
The loss it stopsA rejected insurance claim forgotten instead of resubmitted, and consumables that expire on the shelf.
Sector 10Financial & insurance activities
Banks, finance companies, insurance and reinsurance.
- Commissions and brokerage calculated for every policy or finance product, with net revenue after shares.
- Automatic bank reconciliation that flags unrecorded transactions the same day.
- Tiered permissions and approvals with a financial limit per user and an audit log that cannot be deleted.
The loss it stopsA commission the company never claimed, and bank differences that pile up for months before they are reconciled.
Sector 11Accommodation & food services
Hotels, resorts, restaurants, cafés and catering.
- A recipe for every dish deducts the ingredients with every sale and works out the true cost as it happens.
- Sales channels kept apart — dine-in, takeaway and delivery apps, each net of its commission.
- A daily waste report by quantity, value and who recorded it, branch by branch.
The loss it stopsUsage above the recipe, and delivery commissions left out, making the total look like profit when it isn't.
Sector 12Education
Private schools, private universities, training centres.
- Fees on an instalment plan for every student, with sibling discounts and scholarships documented and approved.
- Collection and arrears follow-up with automatic reminders before each instalment is due.
- The cost of each class and program against its revenue, to see which programs really make money.
The loss it stopsA late instalment that goes a whole term unclaimed, and a discount given verbally with no approval and no trace in the books.
Sector 13Arts, entertainment & recreation
Event management, entertainment centres, sports clubs.
- Subscriptions and memberships with automatic renewal, freezing and an expiry reminder for every member.
- An event's budget against its actuals with cost lines, revenue and net profit for every event.
- Tickets, packages and point-of-sale sales in one system with a single report.
The loss it stopsExpired memberships still in use, and an event that runs over budget without anyone noticing before the close.
Sector 14Mining & quarrying
Oil and gas extraction, metal mining, crushers.
- The cost of every tonne produced — fuel, equipment and labour for every extraction site.
- An equipment and maintenance log with operating hours and repair cost for every asset.
- Sales by weight tied to the weighbridge ticket and a single tax invoice.
The loss it stopsA load leaving the site with a weighbridge ticket but no matching invoice, and a machine down because its routine maintenance was never scheduled.
Sector 15Electricity, gas & air-conditioning supply
Power generation, gas networks, district cooling.
- Billing by metered consumption for every meter or cooling unit, on a tariff you can update.
- Long-term supply contracts with periodic payments and a tariff-review reminder.
- Scheduled preventive maintenance with a work order and a cost for every station.
The loss it stopsSupply delivered but never billed because of a misread meter, and an old tariff still applied after a new one is approved.
Sector 16Agriculture, forestry & fishing
Crop and livestock production, greenhouses, fish farming.
- Each production cycle as a cost centre — seed, feed, water and labour until harvest.
- Stock in two units by the kilo and the crate, with an approved conversion between them.
- Wholesale and retail sales from the same stock, at different prices and through different channels.
The loss it stopsA crop sold at a price that doesn't cover its cycle's cost, and post-harvest loss never recorded, so it looks like missing sales.
Sector 17Water supply, sewerage & waste management
Water treatment, wastewater treatment, waste recycling.
- Periodic service contracts for organisations and compounds, billed automatically by visits or quantities.
- A fleet with route scheduling and the cost of every haul or unloading run.
- Recycling output as stock sold and invoiced like any product.
The loss it stopsService visits made outside the contract with no invoice, and recycling output sold for cash without reaching the books.
